Building with a housing loan?
Get the signed plans and bill of materials the lender asks for.
Pag-IBIG's checklist for a house construction loan asks for building plans and a specification or scope of works with a bill of materials, signed by a licensed civil engineer or architect, plus a vicinity map. We prepare that set, priced up front, for borrowers anywhere in the Philippines.
What the lender asks for, and which part we prepare
Most of a housing loan file is yours to gather: your ID, proof of income, the land title and tax declaration. The technical documents are the part that needs a licensed professional's signature, and that is the part we do.
| Document | When Pag-IBIG asks for it | Who prepares it |
|---|---|---|
| Building plans, and a specification or scope of works with a bill of materials, signed by a licensed civil engineer or architect | When you apply | We prepare and sign the specification and bill of materials, and the plans too if you take the complete set |
| Vicinity map or sketch of the property showing landmarks | When you apply | We prepare |
| Building plans with the building, sanitary or plumbing, and electrical permits approved by the building official | Before the loan is released | With the complete set, we prepare the plans the permits need. You file them with the building official. |
| Pictures of the actual construction | Before each interim release | Your builder. If we build your house in Negros Oriental, or oversee your builder, our progress photos can support this. |
| Application form, IDs, proof of income, title, tax declaration and receipts | When you apply | You |
Sources: Pag-IBIG Fund checklists HQP-HLF-731 (House Construction/Home Improvement), version 05, July 2026 and HQP-HLF-735 (Initial/Final Release of Loan Proceeds), version 04, December 2025, checked 29 October 2026. Pag-IBIG can ask for more documents during evaluation, so confirm the current list at your branch. AEDO is not affiliated with Pag-IBIG Fund.
Pick the one that matches where you are
Tap a package to inquire. You get a written quotation with a fixed fee and delivery date before any work starts.
Send us your plans. We prepare the specification or scope of works and an itemized bill of materials, signed by our licensed civil engineer, plus the vicinity map. From ₱3,000 depending on floor area, delivered in 3–5 days.
Inquire about this →Permit-ready architectural, structural, electrical and plumbing plans, each signed and sealed by the licensed professional for its discipline, with the signed specification, bill of materials and vicinity map. One set for your loan and your building permit. You get the fixed figure within 24 hours of telling us your floor area. What's in the plan set →
Get my fixed quote →From inquiry to a complete loan file
1. Tell us the basics
Location, floor area, whether you already have plans, and which lender you are using. A licensed engineer reads it.
2. Fixed quotation in 24 hours
Fixed scope, fee and delivery date in writing. Nothing starts until you accept it.
3. We prepare and sign
Plans, specification or scope of works, bill of materials and vicinity map, signed by the licensed professional each document needs.
4. You file
You or your representative submit the documents with the rest of your application. If Pag-IBIG asks about a sheet, the professional who signed it answers.
Frequently asked
Related
Pag-IBIG vs Bank Construction Loans →
2026 rates, loan ceilings and how the money is released.
Free Cost Estimator →
A ballpark build cost by floor area, before you decide how much to borrow.
Complete Design →
What goes into the permit-ready architectural, structural, electrical and plumbing set.
All Packages & Prices →
Every design and engineering package with its starting price.
Tell us your floor area and your lender.
One message is enough for a written quotation with a firm scope, fee and delivery date, usually within 24 hours.
