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AEDO Engineering Insights · Series

Owner vs Contractor Problems in the Philippines — The Complete Series

Every stage where a build can go wrong with a contractor, in the order you'll actually hit them: vetting before you sign, choosing the right contract, catching overbilling, change-order abuse and substandard materials mid-build, terminating a non-performer or dealing with abandonment, and what you can still claim after turnover. Written by PRC-licensed engineers who get called in when these disputes are already live.

12Guides in This Series
7Free Checkers
2026Civil Code Verified

1. Before You Sign

Most contractor problems are decided here, before a single wall goes up.

Vetting

How to Choose a Contractor in the Philippines — 7 Questions

The 7 questions to ask before signing, and the red flags that predict every problem later in this series.

Read the guide →
Contracts

Lump Sum vs Cost-Plus vs Labor-Only Contracts (2026)

Which contract type actually protects the owner, and what Article 1724 means for variations under each one.

Read the guide →
Free Checker

Is Your Contractor's Quote Fair? — Free Checker

Check a quote against real 2026 cost bands: what the per-sqm figure implies, and what's usually excluded.

Run the checker →
Free Checker

BOQ, BOM, POW & DUPA Philippines — The Bid Package

What a real bid package looks like, so a vague quote can't hide behind construction jargon.

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Risk Transfer

Contractor's All Risk (CAR) Insurance Philippines

What CAR insurance covers, how it differs from a performance bond, and when your contract should require it.

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2. During the Build — Billing & Scope Fights

Where most existing-client disputes actually land: is the bill honest, and is the extra real.

Overbilling

The Contractor Says 80% Done. You Think 50%.

How an independent verification settles a percent-complete dispute, with a free gap-check calculator.

Read the guide →
Change-Order Abuse

Your Contractor Wants More Money for "Extra Work." Can They Charge You?

Civil Code Article 1724, the two written conditions that make an extra charge enforceable, and a free legitimacy checker.

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Substandard MaterialsNew

Your Contractor Used Cheaper Materials Than Specified. Now What?

Civil Code Article 1715's redo-at-their-cost remedy, why acceptance doesn't erase it, and a free severity checker.

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3. When It Goes Wrong

The build stops. Here's what the first week decides.

TerminationNew

How to Legally Terminate a Non-Performing Contractor Mid-Build

Rescission for breach (Article 1191) vs withdrawal at will (Article 1725) — the cost gap between them is large, and a free route checker.

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Abandonment

Contractor Abandoned Your Build? What To Do Next

What to document immediately, what the Civil Code gives you, and where the claim goes — barangay, small claims, CIAC or PCAB.

Read the guide →

4. After Turnover

The house is finished. This is what you're still owed.

Defects After TurnoverNew

You Accepted the House. Now You've Found Defects. What's Still Claimable?

What acceptance actually waives under Article 1719, the hidden-defect and fraud exceptions, and a free claimability checker.

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Liability

Engineer & Architect Liability Law Philippines — 15-Year Rule

Civil Code Article 1723: who stays liable for a building's collapse for 15 years, and how it differs from a defects warranty.

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Already in a dispute right now?

Send the contract, the billing and your photos. We'll tell you honestly what an independent review would and wouldn't be able to settle.

This is a standing series — as we publish new guides covering other stages of an owner-contractor problem, they'll be added here in order.

Sources

Statutes referred to across this series. Each individual guide carries its own full Sources section. Links open in a new tab.

Cost figures and market data cited across this series are AEDO Construction's own practice figures unless a source is named beside them.